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Landscape
Contractors Insurance Services, Inc.
Here at
LCIS, Inc., we value your business and the trust you’ve placed
with us. That’s why we want to assure you that we are serious
about keeping your personal information private before, during
and after your business relationship with us. This notice
describes our policy regarding the collection and disclosure
of non-public personal information.
Information We Collect. We
obtain most of our information directly from you. Depending
on the nature of your insurance transaction, we may need
additional information about you or other individuals proposed
for insurance. We collect non-public personal information
about you from the following sources:
• Information you provide us on
applications or other forms;
• Claims, billing, payment
history, and other transaction information we receive from
you, our affiliates and others; and
• Information we receive from
other agents, brokers, administrators, investigators,
insurance support agencies, legal counsel, consumer reporting
agencies and government reporting agencies.
Unless
it is specifically stated otherwise in an amended Privacy
Policy Notice, no additional information will be collected
about you.
Information
We May Disclose To Affiliates And Third Parties.
We do not disclose any nonpublic personal information about
our customers or former customers to anyone, except as
permitted by law. We may disclose nonpublic personal
information about you to the following affiliates and
nonaffiliated third parties to effect, administer, or enforce
your insurance transaction:
• Claims
administrators;
• Other
insurance companies that might write your policies on renewal;
•
Appraisers, inspectors, and other insurance support services;
• Consumer
reporting agencies;
•
Governmental agencies when required to do so;
• Third
parties to market products or services to you under a joint
marketing agreement;
• An
affiliate or third party for the purpose of conducting an
audit of the insurance institution or agent in connection with
the operations or services provided
• To a lien holder, mortgagee, assignee, or other person having a legal or beneficial interest in the policy of insurance; and
• To persons
or agencies lawfully entitled pursuant to a subpoena or court
order.
Your Right
To Opt Out.
If you do
not want us to disclose personal information about you to
nonaffiliated third parties, you may tell us so. This is known
as "opting out". If you wish to opt out, complete and return
the form that appears below. It may be faxed to us at
1-800-440-2378. We may share information about you if we do
not hear from you within 30 days. However, you may opt-out at
any time. Just return the enclosed form. Even if you opt-out,
we may still disclose information as allowed by law. This
includes disclosing information to our affiliates to market
other products or services to you.
Our Practices Regarding
Information Confidentiality And Security. We
restrict access to nonpublic personal information about you to
those employees who need to know that information to provide
products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.
Access
to and Correction of Your Information. You may write to
us at if you have any questions about the information that we
may have in our records about you. If you wish, you may
inspect this information in person or receive a copy at a
reasonable charge by sending us a written request. You can
notify us in writing if you believe any information should be
corrected, amended, or deleted and we will review your
request. We will either make the requested change or explain
why we did not do so. If we do not make the requested change,
you may submit a short written statement identifying the
disputed information, which will be included in all future
disclosures of your information. You may send your written
request to us at Landscape Contractors Insurance Services,
Inc., 1835 N. Fine Ave., Fresno, CA 93727-1617. All written
requests must include your name, address, telephone number,
policy number, and a photocopy of a picture ID for
identification purposes.
IMPORTANT PRIVACY CHOICE
CALIFORNIA OPT-OUT FORM
Date:
□ Please
do not share my “nonpublic personal financial information”
with another insurer in an effort to obtain a renewal policy
or more favorable terms than my existing policy.
□ Please
do not share my “nonpublic personal financial information”
with joint marketing partners in order to offer other me other
products or services I might need or want.
Name:
Address:
Phone:
Signature:
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